For Real People
For Teachers

NEW!  Red, as a concerned (and frustrated) parent of both an elementary and a secondary school student would greatly appreciate it if you would read "Above All, Students First." (Just click on title, or click here.)

We have been invited to speak at an assortment of education venues and have been gathering all the relevant "Press Kit" type information we believe will be relevant and of interest to educators.  Much of this information is available elsewhere on this site, but we thought we would accumulate it all in one place for you.  Please check back as this page will be updated on a regular basis.  




Our August 2011 TEA submittal has been polished and published as The Book Club Approach To Personal Finance & Life 101, a companion guide on how to use our book, What I Learned About Life When My Husband Got Fired!, as the basis for either a "Life 101" or Personal Financial Literacy (PFL) Program.  



Personal Finance & Life 101 Topics "Position Statement"  WE TRIED ...
By Red & Black, released 09/20/13

We were honored to be invited to meet with Texas House Representative Marsha Farney for a stakeholder meeting regarding the creation of a personal financial literacy "PFL" course as required by HB 2662 which was recently enacted into law by the 83rd Legislature. To quote our invitation, "You have expressed interest in PFL-related updates and our office would like to hear from YOU, the best and brightest minds, in the field!" Red was flattered, but Black immediately started work on a "Position Statement," recognizing we would probably be the anomaly in the room. However, as to be expected from Black, the statement is a "backwards plan" for bringing personal finance and other Life 101 topics to our students. To read it, please go to "What We Believe: Personal Finance & Life 101 Topics."

Above All, Students First  PLEASE READ
By Red & Black, blasted 07/12/13

In early July, we presented at an education conference for secondary school principals and after the event we did an email blast to the almost two thousand attendees. Red, not in her capacity as half of "Red & Black," but as a concerned (and frustrated) parent of both an elementary and a secondary school student, decided we needed to email it to everyone on our database, as well as post it on our website. We would greatly appreciate it if you would take a few minutes to read "Above All, Students First."

Red & Black's Apology Letter To 8th Graders 
By Red & Black, dated 01/28/12, posted 04/12/12

We wrote an apology letter to an entire 8th grade class because we realized we used "inappropriate language" when we keynoted at their Career Day, although we did it with a specific purpose in mind. To read the letter, which includes seven important "lessons to be learned" please go to "Apology Letter." Our letter (actually 400+ copies of it) was delivered to the school, but to the best of our knowledge was not distributed to the students. Lesson 5, "Remember, People Remember Things Differently" made us realize it was critical that the School Board know what happened, as well as the measures we took to "correct" the situation in case they were confronted by any concerned parents. This series of events then became the basis of a column we titled "Red & Black … Oops - it is. Or is it Oopsitis?" To read the column, please go to JEWISH HERALD-VOICE (April 12, 2012)

Red & Black … Love Is An Intangible Asset  
By Red & Black - Jewish Herald-Voice, 02/09/12

When Red and Black were young, they never dreamed they would become involved in the world of education. Red was a straight-A student, who dreamed of being a stay-at-home mom, while her older sister, Black, was a discipline problem (many people say she still is) who was determined to conquer the business world. Fast forward to today, and you will find Red and Black not only in the classroom and giving Career Day keynote addresses, but also taking a public stand in terms of education. To read our February column, which talks about students, schools and the critical need for everyone - individuals and businesses - to get involved, please go to JEWISH HERALD-VOICE (February 9, 2012).

Learning The Hard Way
By Joel Klein - Wall Street Journal, 08/20/11

This article, written by Joel Klein, former Chancellor of New York City schools, was included in the print edition with the subtitle, "The reformers who want to save the public schools are starting to make a difference, against ferocious opposition." The online description of this book review is described as "two new books that investigate the role of the most powerful and controversial actors in America's education system." After reading the article and the comments posted on the WSJ website, Black decided to add her perspective to the discussion. And concluded her comments with the following call to action, "If you want to change things it means getting involved, because doing nothing is a decision. It means you accept the status quo. Teacher unions have significant power when it comes to politicians, based on their financial strength, lobbying efforts and the sheer number of members. However, do not underestimate the power of grassroots efforts. Or the potential impact of millions of voters if they demand an education system that better prepared our students, our communities, our nation."  To read Black's complete comments and access the article, please go to: WALL STREET JOURNAL (August 2011)

How to Succeed at Business: Vision, Courage and Flexibility
By Victoria Pynchon - Forbes, posted 03/27/11

On April 1, Black attended the "Financing Our Education System" symposium at Rice University. The panel consisted of Mike Feinberg (KIPP), Chris Barbic (Yes Prep), and Bill Horwath (Houston ISD), and they all stressed that the public needed to get involved to ensure quality education for its children. Mike Feinberg also commented that we "have to believe" in order to make a difference. Black realized we also have to take a stand for what we believe, and as such posted a follow-up comment to the Forbes article written about us (and KIPP) - and stated VOTERS need to demand financial literacy be given the highest priority in our schools.  To read Black's complete comments and access the article, please go to: FORBES (April 2011).